Health Insurance

Your health insurance should match your needs—not leave you guessing about gaps, costs, or fine print. Whether you're self-employed, between jobs, managing family coverage, or just exploring your options, we’re here to help you navigate it all with confidence.



At Flaxbeard Insurance Advisors, we work with clients across Omaha and throughout Nebraska to find flexible, personalized plans. Our process is simple, supportive, and always focused on helping you make informed decisions without pressure.

Routine dental and vision care can play a big role in overall wellness—and having separate coverage for them often saves money in the long run.

We can help you:

• Choose stand-alone or bundled plans
  
• Compare benefits like cleanings, eye exams, glasses, and more
  
• Understand waiting periods and out-of-pocket costs
  
  

You don’t have to wait for employer coverage or overpay for the basics. We’ll show you affordable, flexible options that keep you covered year-round.

Life can be unpredictable—but your family’s financial future shouldn’t have to be. Life and accident insurance plans help offer peace of mind when it matters most.

We’ll walk you through:

• Term vs. whole life coverage options
  
• Accidental death and dismemberment policies
  
• Plans that supplement existing group coverage



Whether you’re planning ahead or responding to a recent life change, we’ll help you protect the people and priorities that matter most.

Sometimes you need coverage to fill a gap—or plan for long-term needs. We can help you understand and compare both.

We’ll help you:

• Find short-term health plans for in-between jobs or major transitions
  
• Explore long-term care insurance that supports aging with dignity
  
• Review premiums, benefits, and exclusions clearly



These plans can play a vital role in a well-rounded insurance strategy. Let’s talk about how they fit into your broader goals.

Serious illnesses can create unexpected medical and financial strain. Specialty plans offer an added layer of protection where it counts.

We can help with:

• Plans that provide lump-sum benefits after diagnosis
  
• Cancer-specific coverage for treatment-related expenses
  
• Telemedicine options for convenient, at-home care
  
  

These policies are often affordable and can make a major difference when life throws the unexpected your way.

Heading out of state or abroad? Regular health insurance doesn’t always follow you. Travel medical insurance ensures you're protected from costly surprises while away from home.

We’ll help you:

• Choose the right plan for international or domestic travel
  
• Understand coverage limits and exclusions
  
• Access emergency support and care coordination abroad
  
  

Short trips, extended stays, or frequent flyers—we’ll tailor the coverage to your lifestyle.

Why Work With Us

As independent advisors, we don’t believe in “off-the-shelf” insurance. Your needs are unique, and your coverage should reflect that. We work with a wide range of carriers and plan types, so we can focus on what fits you best—not what’s easiest to sell.

Our clients across Omaha and the greater Nebraska region rely on us for honest advice, plain-language explanations, and long-term support that goes beyond enrollment.